📍NEWARK, NJ
Insurance savings in Newark, NJ
Newark residents face the highest auto rates in NJ. Comparing carriers is essential — average bundle savings of $660/year.
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$1580
Avg. home premium
$2480
Avg. auto premium
$660/yr
Avg. bundle savings
Newark has the highest auto insurance rates in New Jersey, averaging $2,480/year. Urban density, vehicle theft rates, and accident frequency all contribute to elevated premiums.
Despite the high baseline, Newark residents see some of the biggest savings from comparison shopping. Rate differences between carriers for the same coverage can exceed $1,000/year. Bundling home (or renters) with auto adds 15–25% more savings.
Newark insurance details
County
Essex County
Population
311K
State min coverage
15/30/5 liability + PIP required
Bundle savings
$660/year avg.
ZIP codes served
07101071020710307104071050710607107071080711207114
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